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March Auto Credit Program

If you have poor credit or no credit, a March Auto Credit loan may be just what you need to be able to purchase the vehicle you want while you work on improving your credit.

If you have poor credit or no credit, a March Auto Credit loan may be just what you need to be able to purchase the vehicle you want while you work on improving your credit. You may be a recent graduate or recently divorced and finding that your lack of a credit history is making lenders reluctant to give you financing. In those cases, it’s not that you have bad credit; you may not have a credit history at all. That puts you in a different lending category.

Lenders prefer to work with “prime” borrowers; people with excellent credit that are very likely to pay off their auto loans completely and on time. Everyone who does not fit in that “prime” category would fall into “sub-prime”. In most cases, a sub-prime car loan carries an interest rate somewhat higher than that given to the prime borrower. This protects the lender by giving them more interest income on a loan because it carries some additional risk.

If you have ever been turned down for financing at a dealership, it was probably because your credit score puts you in the sub-prime category this is where we can help.
If you find yourself in the sub-prime category, you would be very wise to get pre approval for an auto loan before going to look for vehicles at a dealership. By getting pre-approved for a sub-prime auto loan, you will avoid the embarrassment of being turned down for financing at the dealership just because your credit is less than perfect.